Small Conduit Commercial loan program

Small Balance Loans

Commercial Loan Direct offers financing for small balance commercial mortgages
Small Business Administration (SBA Loans)
USDA B&I Loans
Small Apartment mortgages
Small Commercial mortgages
Small Balance Apartment Loans

Originating for its own portfolio, including one of the nation's leading small balance apartment loan programs, Fannie Mae, Freddie Mac, REITs, and select institutional investors, Commercial Loan Direct provides highly customized apartment financing solutions to help meet the individual and investment needs and requirements of its borrowers.
Small Multifamily Mortgage Fannie Mae Loan Program
Loan Amount: $1Million to $3 Million (up to $5 Million in selected markets)
Terms: 5, 7, and 10 years
Amortization: 25 and 30 years.
Prepayment: Multiple options
Loan to Value Ratios: 75% for most loans
Debt Coverage Ratios: Minimum 1.25:1

Learn more about our Small Fannie Mae Apartment Loan Program
Multifamily Small Mortgage Wholesale Loans.
Loan Amount: $1 Million to $5 Million Loan
Terms - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Year Loan Terms Available for Fixed Rate Products.
Terms - adjustable rate: Maximum 5 Years
Amortization: 20, 25, and 30 years
Prepayment: Multiple options
Loan to Value Ratios: 75%
Debt Coverage Ratio: 1.25:1

Learn more about our Small Wholesale Apartment Loan Program
Multifamily Small Mortgage Conduit
Description: Fixed-rate, non-recourse financing. Commercial mortgages are secured by income property.
Loan Size: $1 Million - (prefer $2 Million plus.) No maximum.
Term: 5 - 20 years
Amortization: 30 Years Maximum
Recourse: Non-recourse with standard carve-outs
Interest Rate: Fixed interest rates priced at competitive spreads over comparable maturity U.S. Treasury

Learn more about our Small Conduit Apartment Loan Program
Small Commercial Loans
Small Wholesale Loan

Commercial Loan Direct offers a very competitive and flexible commercial wholesale loan program.
Loan Amount: $1 Million to $5 Million Loan
Terms - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Year Loan Terms Available for Fixed Rate Products.
Terms - adjustable rate: Maximum 5 Years
Amortization: 20, 25, and 30 years
Prepayment: Multiple options
Assumable
Recourse: Yes
Multi-use up to 75% LTV (warehouse, manufacturing, office, retail, medical office.) 90% LTV with companion SBA-504 loan

(*) LTVs could be higher if loan qualifies for SBA 504 program.

Learn more about our Small Wholesale Commercial loan program
Conduit Small Commercial Loans - CMBS (non-recourse)

The Commercial Mortgage Backed Securities market is one of the fastest growing segments of the commercial mortgage industry.
Loan Amount: $1 Million - $5Million
Pricing: Fixed interest rates priced at competitive spreads over comparable maturity U.S. Treasury
Term: 5 - 20 years
Amortization: 30 Years Maximum
Prepayment: Multiple options
Loan to Value Ratios: 80%
Assumable
Recourse: Non-recourse
Property Types: office, retail, industrial, multifamily, manufactured housing and hotel
Availability: Nationwide

Learn more about our Small Conduit Commercial loan program

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